Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Citizens Community Bank
Online Banking Access

Merchant Payment Processing

Merchant Solutions: Grow Your Business

Keeping up with day-to-day operations and providing exceptional customer experience is crucial to your long term success. The easier it is to do this, the more time you have to focus on growing your business.

We've teamed up with Heartland®, to offer you innovative payment and point of sale solutions to help you run your business better. Heartland can help you streamline operations, increase productivity and make payments easy so customers can't resist buying from you. 

Accept All the Ways Your Customers Prefer to Pay

  • Take payments anywhere: Online, restaurant, retail, and on the go
  • Accept any major method of payment: Cash, check, credit, debit and gift cards, chip card and digital wallet
  • Process payments over any compatible device: Mobile phone, tablet, laptop, terminal and point of sale system

Point of Sale Where "Smart" Runs in the Family

The simpler, smarter point of sale. Back office management to help run your business better.

  • Better checkout experience
  • Reduce employee overtime
  • Eliminate inventory shortages
  • Simplify accounting
Freedom to run your business. Everything you need in an all-in-one terminal.

  • Better checkout experience
  • Intuitive sales tax
  • Eliminate inventory shortages
  • Fraud protection
Take payments anywhere. Run your business from your phone.

  • Go where customers are
  • Never miss a sale
  • Capture customer trends
  • Heartland Secure™ combines three powerful technologies to provide the industry's highest level of security for your business, backed up by a Breach Warranty
  • PCI compliant to minimize the risk of credit fraud to provide you and your customers peace of mind. 
  • Fair and transparent processing: Interchange Plus pricing minimizes your payment acceptance costs to put more money in your pocket
  • Protecting your rights: The only payment provider to provide a Merchant Bill of Rights promoting fair credit, debit and prepaid processing practices
  • 24/7 customer support: Award winning customer service agents based in the U.S. answer your call in less than 30 seconds on average

You can also contact us directly during our regular business hours at 800-779-7143


Disclaimer:

All accounts subject to credit approval; some restrictions and exclusions apply to all offerings. All trademarks contained herein are the sole and exclusive property of their respective owners. Any such use of those marks without the express written permission of their owner is prohibited. © 2020 Heartland Payment Systems, LLC, a Global Payments company (NYSE: GPN). All rights reserved. Heartland Payment Systems, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA, and The Bancorp Bank, Philadelphia, PA.