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Citizens Community Bank
Online Banking Access
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Loans

Your personal loan solution is closer than you think.

With competitive rates, automatic payments available and outstanding customer service, a personal loan from us could be the smart answer for your financial goals. We have the lending solutions that makes sense for your next move.

Car and money    Auto, Truck, Motorcycle and RV Loans

Whether purchasing from a private party or your favorite dealer, drive a smart financial solution with a fixed competitive rate for a new or used car, truck, RV, sport utility vehicle, boat and more.

House and money    Home Equity Lines of Credit (HELOC)

Put the power of the equity that is already under your roof to work for you. Home Equity Lines of Credit are popular methods for financing home improvements, consolidating personal debt, and even making a major purchase like a car. The resources are there when you need them, but you don’t make payments until you borrow the money. 

Money in a hand    Unsecured Term Loan

Borrow money with having to pledge any collateral. Loans begin with low minimums along with fixed rates and various term options.

Exchange of money    Personal Line of Credit

This simple line of credit assures funds are there when you need them.

Overdraft protection    *Overdraft Services

Enjoy flexibility and peace of mind with an overdraft protection on your Citizens Community Bank checking account. Funds are advanced automatically when you exceed your cash balance.

better credit, better lifeCredit Builder

The Credit Builder product is a short term loan designed to give those with limited or poor credit the opportunity to establish (or re-establish) credit while simultaneously building equity in a deposit account.


We would love to chat with you! Visit a branch or call our main office (208) 232-5373 and we can help you get started today.

 

*We have overdraft services that may be less expensive than fees assessed for an overdrawn account. If you qualify and authorize this service, we can transfer funds from a line of credit to pay items which would otherwise cause your account to be overdrawn or to pay items that would otherwise be rejected for non-sufficient funds. There is no fee associated with the transfer from a line of credit, but you will be charged interest in accordance with the line of credit agreement. You can also authorize us to transfer funds from a savings, money market, or other account to prevent your account from becoming overdrawn or to pay items that would otherwise be rejected for non-sufficient funds. If you authorize this service, you may be charged a Sweep Transfer Fee each time we transfer money from an account other than a line of credit to prevent your account from becoming overdrawn or to pay items that would otherwise be rejected for non-sufficient funds. If you have overdraft services, we will attempt to use those services before we pay an item or reject or decline an item.